Home First Loan: Apply Now!

First home loan, apply now! Are you interested in buying a first home? Do you need a loan? Contact us now and immediately evaluate with one of our consultants the best solution for your needs. Clicking here you will land on the page dedicated to l online contact request. You will receive a call within the next 24 hours, all without obligation.

 

First home loan: advantages.

First home loan: advantages.

For those who are oriented to buying a first home, the solution is often the home mortgage; if the amount requested is not excessive, it is possible to take into consideration also the first home loan, that is a real personal loan without the obligation to turn on a home mortgage.

Applying for a first home loan allows you to purchase your first home without the mortgage registration on the property. When you buy through a home mortgage, the lending bank will register a mortgage (generally first degree) on the property that will bind the future of your property.

The mortgage on a property will limit you in the sale of the same or even worse it will put you in difficulty in case of insolvency in the monthly repayment of the installments. In the latter case, in fact, in the hypothesis that for a certain period of time you are not solvent in the monthly repayment of mortgage repayments, the bank may demand the forced sale of the house through a judicial auction. With the first home loan instead, as there are no liens and mortgages on the property, in case of insolvency of the monthly installments your house will be safe.

 

First home loan: how much can I request?

First home loan: how much can I request?

The first home loan allows you to obtain liquidity based on the monthly income received. In fact, the solution we offer provides that the maximum installment that can be granted is limited to 20% of the salary or pension received. The repayment can be extended up to a maximum of 120 months. Once the installment is determined, it will therefore be possible to calculate the maximum amount obtainable with the first home loan.

 

First home loan: can I request it if I have a mortgage or other loans?

First home loan: can I request it if I have a mortgage or other loans?

Of course, it is possible to request the first home loan even in the presence of other loans, including the home mortgage. This solution, dedicated to employees and retirees, will allow you to obtain new liquidity even in the presence of other loans or other installments paid with delays or outstanding.

For more details contact us now!

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